According to a recent national poll by Kiplinger's and the financial firm Personal Capital, 65% of workers who are actively saving for retirement are at least somewhat confident that they have saved enough or will save enough to retire comfortably. That’s a pretty encouraging number. But if you dig a little deeper, you discover that only 26% of respondents are very confident that they are on track.
Most Americans still have doubts about their retirement security. Confidence is about more than having a large nest egg or guaranteed income from Social Security or a pension. It’s also about having a sound plan and information you can act on. This annual guide is designed to help you assess whether you are on track to retire when you want, and, if you aren’t, to give you the tools—and the confidence—to set realistic goals.